Residential and Commercial Mortgages – Low & Affordable Rates – Check How Much You Can Borrow – Check Your EMI – Let’s Discuss What is Right for YOU
Residential and Commercial Mortgages – Low & Affordable Rates – Check How Much You Can Borrow – Check Your EMI – Let’s Discuss What is Right for YOU
We will match you with a mortgage program that meets your financial need.
Buying a home or refinancing - Whether this is your first home or you’re moving into a larger space, we’ll find the mortgage you can afford, to make your dream home a reality!
Commercial mortgages are often difficult, but with Stephen Spellman Mortgages you can relax and gain confidence that we are qualified and experienced in Commercial Mortgage
Our secured application form will help us get started in finding the best mortgage solution for your situation. Please provide us with the requested information to the best of your ability.
Here are five reasons to use a Stephen Spellman as your Mortgage Broker
Mortgage Brokers have access to many different mortgage products as well as access to a variety of mortgage options for customers.
As your representative, we find the deal that’s best for you, not the lender. We help you understanding the mortgage process.
Mortgage Brokers have the training, experience and local market knowledge that will help you find the right mortgage solutions.
We search for the best combination of pricing, rates, discounts, conditions and overall value for you.
Mortgage Brokers are not paid by you; we are compensated for our services by receiving a commission from the lender (on approved credit).
Whatever your home financing needs, let us help you with a broad range of programs, money-saving options and personalized service.
*Rates are updated regularly, also there may be a slight difference between Geographic Regions.
| Term | Our Rate | Bank Rate |
|---|---|---|
| 3 Year Fixed | 1.84% | 3.49% |
| 5 Year Fixed | 1.76% | 3.59% |
| 5 Year Variable | 2.04% | 3.00% |
| Updated : June 20, 2020 | ||
graduate in sociology, 40+ experience
Stephen Spellman is a Halifax, Nova Scotia mortgage brokerage
Stephen is an experienced Residential and Commercial Mortgage Broker and Private Financing Advisor. He has more than 30 years of experience in Mortgages.
Stephen has worked in various positions including Residential/Commercial Mortgage Broker, Project Investment Manager, Commercial Account Manager, Regional Sales Manager, and Branch Manager in Halifax, Nova Scotia.
Use this calculator to generate an amortization schedule for your current mortgage. Quickly see how much interest you will pay, and your principal balances. You can even determine the impact of any principal prepayments!
Click on “Send a Report to your email” a PDF report sent to your email.
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First, we need to know a little about you and your needs for a mortgage loan.
Apply NowYou will get contacted within twelve working hours of submitting your application.
After a meeting, we will prepare the final documentation and process your mortgage application.
We are always happy to answer any questions you may have about our mortgage rates and services.
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